You're looking to purchase a property and don't already have a mortgage with us. Planning to remortgage to us. You have a mortgage with someone else and want to find out about remortgaging with us.
A first time buyer. You want to buy your first ever home to live in. You already own your home, but want to buy a new one. Planning to remortgage. Do you want to Get a personalised quote. If, however, you want to borrow more, please call us on: Relay UK: Log in. Quick quote. Get quote. Get a quick quote. Get an idea of what mortgages we could offer you, by answering a few questions.
Get started. Look for a new buy to let mortgage. Get an Agreement in Principle. Alternatively, get an idea of what mortgages we could offer you, by answering a few questions. Do you want a Get an idea of what mortgages we could offer you by answering a few questions. Call us. Give us a call to discuss your mortgage with one of our mortgage professionals. Call us on: Relay UK: Get a new mortgage. You are looking at getting a brand new mortgage with us for your new home. Take your mortgage deal with you.
Find out more. What next Personalised quote. Finally, what would you like to do Get a personalised quote on the options that you have selected. Find out how much you could borrow and see the monthly costs. See the mortgage rates we may be able to offer you.
Change my deal. Change my deal and borrow more. Please call us to discuss. Mortgage calculator. What you've told us so far Property price. Value of current property This is the amount that you expect your property to be worth. Based on your last valuation. Amount you still owe You'll be able to find this out from your last mortgage statement. Repayment type There are two different ways you can repay your mortgage: capital and interest or interest only.
Please select Interest Capital and Interest. Mortgage term yy No. Mortgage term mm No. Planning to borrow more? Capital and interest. Interest only. Please tell us a bit about yourself and anyone else who is applying. How many people are applying? Your details. Your annual income If you're self employed, please enter the average of your annual gross earnings over the past two years.
This is income before tax and National Insurance deductions. Don't include overtime or any bonuses that aren't guaranteed. Do you personally have any other sources of income? Annual amount before tax. Do you have any loans?
These are any unsecured loans, like a loan to buy a car or holiday. Monthly loan repayments. Do you have any credit cards? Credit card balance after your last repayment. Do you have any other monthly committed expenditure? Don't include grocery shopping, utility bills, fuel and travel. Monthly expenditure amount. Second applicant details. Their annual income If they're self employed, please enter the average of your annual gross earnings over the past two years.
Do they have any other sources of income? Do they have any loans? Do they have any credit cards? Credit card balance after their last repayment. Do they have any other monthly committed expenditure? Do you or any additional applicant have any dependants? A dependant is someone you support financially and can be under or over Dependants under Number of dependants under Dependants over Number of dependants over Approximate price of property. Deposit This is the amount of money you've already got towards the cost of the property.
Years 35 years 34 years 33 years 32 years 31 years 30 years 29 years 28 years 27 years 26 years 25 years 24 years 23 years 22 years 21 years 20 years 19 years 18 years 17 years 16 years 15 years 14 years 13 years 12 years 11 years 10 years 9 years 8 years 7 years 6 years 5 years 4 years 3 years. Feedback panel Loan to value. Thinking about renegotiating your existing mortgage rate to take advantage of lower rates? This calculator will help you determine how much it could cost to break your mortgage and what interest rate you would need to get in order to "break even".
Looking for guidance on fixed versus variable rates, open versus closed mortgages, and more? Are you looking to buy a new home? Maybe an investment property or a vacation home?
But don't know which mortgage product would work for you. Our credit selector tool will take your specific needs and provide you with a personalized recommendation and show you how an RBC mortgage product will meet your unique borrowing needs.
Our online pre-approval is 3 simple steps and can be completed in just 5 minutes. Search RBC. Personal Banking. Contact Us Location. Tools and Calculators In your search for the right home and mortgage solution, it's good to know how much your mortgage payments will be and what you can afford.
Can I make overpayments? How can I contact RBS? RBS mortgage customer ratings Mortgages. Customer Score. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand. Get access to new money reviews See the best mortgages available to you Get started. Already a member? Log in. Customer rating for: Star Rating Customer service in general 3 out of 5 Value for money 3 out of 5 Keeping you well informed 3 out of 5 Clarity of mortgage statements 4 out of 5 Transparency of charges 4 out of 5 Query and complaint handling 3 out of 5 Ability to overpay or underpay mortgage 3 out of 5 Online access 3 out of 5 Star ratings based on a July Which?
Calculate mortgage costs. Use these calculators to see if you're financially ready to buy. How much can I borrow: mortgage calculator Mortgage repayment calculator Stamp duty calculator.
All 11 calculators. Compare mortgages. See the latest mortgage deals on Which? Money Compare. Make your money go further. Find the best deals, avoid scams and protect your savings and investments. Join Which? Continue reading. Santander mortgage review.
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